Investment Overview
Fixed interest rate of 7% per annum
Term of 18 months after funding end
No additional funding obligation for investors
No fees for the investor - neither agio premium nor ongoing management fees
Growing real estate market in Leipzig
Residential property with 5 flats and 6 parking spaces
New construction project in Leipzig-Schleußig
*
For the benefit of the investors subordinated security in the form of security assignment of withdrawal claims of shareholders means that the shareholders may only make limited withdrawals from the assets of the issuer prior to full repayment of the loan amount. An additional pool of assets, which could be used in case of failure of the issuer to provide additional recoverable assets, is not provided by this security assignment.
IFUNDED-RISK ASSESSMENT
C
For each project on iFunded the risk is determined using a standardized procedure. There are a total of seven criteria, by means of which the project risk will be assessed. Depending on the severity of the individual risk criteria, risk points will be awarded and added up at the end. Depending on the number of risk points, the real estate project is classified into one of five risk classes. The risk categories go from A to E, with A being low risk and E for higher risk.
In total ROCHLITZSTRASSE LEIPZIG earns 19 Risk Points and therefore achieves Risk Category C. This is how the criterias are build up:
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Risk criteria |
Specification |
Risk points |
Debt ratio |
67.4 % |
3
|
Equity ratio |
10.5 % |
3
|
Macro location |
Leipzig |
2
|
Micro location |
District in Leipzig-Schleußig |
1
|
Development phase |
Construction of new building |
4
|
Issuer experience |
Total investment volume <50 million € |
4
|
Securities |
Personal guarantee |
0
|
|
2nd rank loan |
2
|
|
Profit transfer claims |
0
|
Overall |
|
19 |
*Note: iFunded does not perform any kind of investment advice and does not constitute any risk evaluation for a individual investor whether the investment suits a investors personal risk profile. Risk assessments must be carried out by the investor itself and is not replaced by iFunded's risk assessment. The risk evaluation is based on standardised criteria, which are evaluated during the the structuring of the investment. The actual performance of the investment in the future can be adverse. Even with a low risk profile there is a remaining risk of a total loss of the investment for any investor.
DEVELOPER
Borrower of the project ROCHLITZSTRASSE LEIPZIG is the C.S.A. Development GmbH. Managing Director and sole shareholder of C.S.A. Development GmbH is Mr. Andrzej Stanislaw Chmielewski, who has been working as a project developer in the German and international real estate market since 2009 and realized his projects.
Mr. Chmielewski, born 22.08.1953, lives in Israel and completed his time with the Israeli Air Force B.A. in civil engineering. Subsequently, he oversaw various construction projects with the Israel Defense Forces and thus gained his first practical experience in the real estate sector. In 2000, Mr. Chmielewski began his military career as Lieutenant Colonel and Africa Israel Investments GmbH - a group of companies active in the international real estate and construction business. In this case, the different leadership positions.
Since 2009, Mr. Chmielewski develops real estate projects in Israel, Eastern Europe and Germany as an independent entrepreneur. In the years 2012 to 2013, he worked successfully with a project company in the German real estate market before turning back to projects abroad. During this time (2012-2013), Mr. Chmielewski successfully developed a total of 5 residential and commercial buildings in Berlin with a total project volume of 9.53 million euros. Mr. Chmielewski is currently focusing his entrepreneurial activities in the German real estate market.